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Post by paultyre on Sept 28, 2011 7:17:59 GMT
To cut a long story short i had my exocet seized by the police last week following the death of a Friend on a run across the moors the police took the car to make sure that our cars were not in contact with each over during the awfull incident . However whilst in there hands the question of the iva /sva came up as my car does not have one and is insured as a highly modified mx5 .
The car has now been returned to me and they are happy that it is " Fully legal ".
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Deleted
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Post by Deleted on Sept 28, 2011 9:34:48 GMT
Thats terrible news. I'm sorry to hear that.
on another note, your saying the police were happy with the car being a heavily modified MX5, ie without IVA?
did you simply leave the car as the original MX5 on the V5c and just alter the insurance?
Again, saddened to hear the news,
Alex
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Post by paultyre on Sept 28, 2011 9:55:51 GMT
I still have the car on the mx5 v5 and have confirmation in writing from my insurance company that they are happy with the changes .
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Post by Deleted on Sept 28, 2011 11:54:13 GMT
wow, any idea where it stands with the DVLA and VOSA though, and MOT?
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Post by mathew on Sept 28, 2011 13:07:29 GMT
Never a good thing losing someone close, my sympathy goes out to all parties  When insuring the car to what extent are the insurers made aware of the modifications? Ive never had to insure a modified vehicle so a bit vague in this area, is it just a case of a tick in a 'modified' box whilst getting the quote online or would you have to phone the insurer and explain to them the changes? |
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Post by mathew on Sept 28, 2011 13:10:47 GMT
forgot to ask, which insurance company are you with?
It may be my naivety but going down the 'heavily modified' route instead of the iva seems a lot less hassle in regards to all the criteria you have to meet for the iva and the added cost the whole thing.
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Deleted
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Post by Deleted on Sept 28, 2011 13:31:08 GMT
defo a cheaper option, as IVA is £450 plus retests at £90 a pop and first registration and tax set me back another £200 ish, vs a £400 insurance quote, i know which route id take. I cant believe theres no official check on 'a heavily modified vehicle' as i'm sure there are limit on how much modification would be allowed before it can be classified as the original, or even a percentage of original vehicle that has to be used.
Be interesting to get an official line on this from VOSA DVLA and the five-0. and to be honest its something stiggy should look at, as it shaves just short of a grand off the full build fees, so surely an advertising winner there too to sit nicely with the lo cost idea.
Alex
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Post by mathew on Sept 28, 2011 14:27:51 GMT
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Post by Deleted on Sept 28, 2011 14:36:59 GMT
good find, it says :
Allocating a vehicle registration mark
The vehicle must score eight or more points to retain the original registration mark. If less than eight points are scored or a second-hand or modified chassis or altered monocoque bodyshell is used an Individual Vehicle Approval (IVA), enhanced single vehicle approval (ESVA), single vehicle approval (SVA) or motorcycle single vehicle approval (MSVA) certificate will be required to register the vehicle. A 'Q' prefix registration number will be allocated.
Scoring components
The following values will be allocated to the major components used:
•chassis or body shell (body and chassis as one unit - monocoque ie direct replacement from the manufacturer) (original or new) = 5 points
•suspension = 2 points
•axles = 2 points
•transmission = 2 points
•steering assembly = 2 points
•engine = 1 point
Where there is evidence that two vehicles have been welded together to form one (ie 'cut and shut') a 'Q' mark will be allocated, IVA, ESVA, SVA or MSVA will be required.
so my interpretation is, we are using an original chassis, (mx5s were a chassis and body, no monocoque) bolted to a new body (spaceframe) and all of the other points, so i make it a 9 pointer.
screw the IVA, id protest in court if i got done for not having an IVA after reading this. No IVA for me.
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Post by Stiggy on Sept 28, 2011 16:47:58 GMT
It may be possible to argue that the PPF is a chassis and the monocoque is a body but you would need to provide evidence that the MX5 has a body and chassis. Where would you get that information?
If you don't IVA your car;
1. The residual value will be lower when you come to sell it as it is not registered properly.
2. The inspector will not have checked that your car is safe for you to drive.
3. The modified MX5 insurance will be much higher cost than a MEV kit car.
This all stacks up to the IVA being good value.
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Post by squelch on Sept 28, 2011 17:05:42 GMT
Right my view on this which you wont like and this is from experience of dealing with DVLA, VOSA and the police on such matters with a car myself and a friend built the exocet will Not be legal without an IVA test to be classed as a chassis the PPF would have to be stamped with the chassis number which it is not the MX5 is a Monocoque design and as such it means that as soon as it is modified or altered it needs an IVA Taken from Wikipedia on the MX5 "The body is a conventional, but light, unibody or monocoque construction, with (detachable) front and rear subframes" en.wikipedia.org/wiki/Mazda_MX-5as i said having been through this with a modified LandRover based vehicle they can be a complete nightmare, despite having MOT'd it and having it fully insured and the insurance company saying that it was ok compete with a full engineers report we had to take it for 2 VOSA inspections and they then sent the police round to also do an inspection the police officer was a landrover fan and said despite thinking it was very well built he ended up having to send it for an IVA test |
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Post by Deleted on Sept 28, 2011 17:41:24 GMT
I suppose its worth it from a safety point of view, and what did cross my mind was likelyhood of insurance cover in the event of an accident if they did take a look at the car.
Best stick to the book on this one then. IVA it is. :-(
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Post by Scott on Sept 28, 2011 18:27:07 GMT
My 2 pennies,,,,
The IVA isnt hard to do, and you cant put a price on safety,,
Scott
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acra
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Post by acra on Oct 8, 2011 16:40:55 GMT
I don't think cost should be a factor as to whether or not you IVA the car...
The MX5 is a monocoque structure, which means the chassis is integrated with the body. No body, no chassis - end of argument.
People who keep trying to get around the system are the reason insurance prices are so high, and why the IVA had to be introduced as a more stringent version of the SVA, so to honest people it is frustrating when people attempt to bend or break the law to save a few quid!
Anyway, sorry to hear about the OP's friend, I just want to chuck my two pennies in since there are so many people here who seem to think that a couple of subframe bits and an extra frame designed to make the car handle better to be a chassis!
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Post by mathew on Oct 8, 2011 20:38:10 GMT
I don't think cost should be a factor as to whether or not you IVA the car... The MX5 is a monocoque structure, which means the chassis is integrated with the body. No body, no chassis - end of argument. People who keep trying to get around the system are the reason insurance prices are so high, and why the IVA had to be introduced as a more stringent version of the SVA, so to honest people it is frustrating when people attempt to bend or break the law to save a few quid! Anyway, sorry to hear about the OP's friend, I just want to chuck my two pennies in since there are so many people here who seem to think that a couple of subframe bits and an extra frame designed to make the car handle better to be a chassis! People arent trying to get 'around the system', people are looking for possible alternatives. Theres been a lot of talk about wether or not an IVA is needed (legally more than anyhting) with no difinitive answers. Add to that Paultyres thread and it just makes things more confusing, his insurance company is happy as well as the plod. As for you theory about high insurance prices i hardly think registering the exocet as a rebodied mx5 or an exocet affects anyone else's premium at all, infact im confident a rebodied mx5 costs more to insure than an exocet so its not going to be done to save a few quid on insurance. |
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